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Independent Contractors

High-quality and affordable insurance products are important to most Independent Contractors and serve as valuable recruiting tools for you. Having the appropriate coverage in place can also limit your company’s financial and liability exposures.

We offer insurance products for Lease Purchase Drivers and Owner Operators that provide unique benefits which are not available with most insurance products.

Our Physical Damage program has a Diminishing Deductible, Downtime Coverage, and provides Theft Coverage for personal property (including electronic equipment).  Our Occupational Accident Policy includes a “Duty to Defend” clause and provides full reimbursement to you or your insurance carrier in the event a workers comp claim is filed.

Another important feature of this program is our Pre-Lease Coverage.  This enables you to offer liability and physical damage coverage to a prospective owner operator so he can drive to your terminal and finalize the lease agreement.

Enrollment and administration have been streamlined so that minimal time and effort is required of your staff to administer the program.